SUCCESS STORIES

Tailored Construction Finance

The Challenge

Our client, an experienced developer, embarked on a three-unit residential project. Confident in her ability to self-manage the build efficiently, she planned to deliver the project within a budget that was below typical market estimates.

However, most lenders insisted on basing their loan terms on standard cost assumptions, pushing for a higher loan-to-value ratio (LVR) and inflating her finance costs.

The Cressida Solution

Cressida recognised the client’s expertise and took the time to understand her actual build budget and payment schedule. We structured a bespoke construction facility aligned to her real costs, rather than industry averages.

This tailored approach meant she borrowed only what she needed, reducing total finance costs and keeping her project on track.

In a market where margins are tight, these savings made all the difference.

Get your project moving quickly and easily.

Loan Snapshot:

Purpose:

Construction of three five-bedroom houses in Auckland

LVR:

58%

Loan Term:

12 months

Lending Managers

We’re here to help you succeed

Call Warren, Naomi, or Andrew today to discuss your funding needs.

Warren Law

Senior Lending Manager
+64 21 483 666 | Email | LinkedIn

Andrew Stevenson

Lending Manager
+64 27 700 2708 | Email | LinkedIn

Naomi Yueh

Senior Lending Manager
+64 21 912 006 | Email | LinkedIn

Why Partner with Cressida?

When it comes to property, experience counts. We’ve been in business for 22 years, providing tailored finance solutions when the banks won’t.

With thousands of transactions and billions of dollars advanced, our reputation has been built on understanding our customers’ circumstances, projects, and unique
needs.

Cressida can support your success with fast, flexible finance at market leading rates. All our loan offers are credit approved and funding is pre-allocated, so if you need to settle quickly we can too.

Immediate responses and fast settlement

Finance solutions tailored to your needs

Hugely experienced and professional team

Market leading rates

20+ years in business