PROPERTY INVESTORS

Backing smart property investment.

If your property investment makes sense, we’ll back you.

Property investment is specialised and mainstream banks don’t always see the full picture. At Cressida, property is all we do. With thousands of transactions and billions advanced, we’ve built our reputation on understanding our clients, their projects, and their goals.

If you’re facing an investment opportunity and not getting the answers you need, talk to us today.

Realise your investment goals

HOW WE HELP YOU REALISE YOUR INVESTING GOALS:

Speed when it matters.
Opportunity doesn’t wait. We offer same-day approvals and 48-hour settlements so you can move quickly.

Flexible solutions.
From bridging finance to longer-term funding (3 months to 3 years), we structure loans to fit your needs.

Understanding value.
If your project has potential others don’t recognise, we’ll see it.

How to Apply

1. Initial contact

Call one of our expert Lending Managers to discuss your funding needs.

Warren, Naomi or Andrew will give you immediate feedback, including indicative loan pricing and terms.

2. Funding application

Submit your application for funding.

We aim to provide a same day assessment for all complete funding applications. We often issue a credit approved loan offer the same day, too.

3. Letter of offer

All of our letters of offer are credit approved and include specific loan terms such as:

  • Loan amount and term
  • Interest rate and any finance fees
  • Purpose for lending
  • Loan securities
  • Any terms and conditions

4. Acceptance & due diligence

On return of the letter of offer and payment of an initial finance fee, we’ll get things moving.

Your lending manager will cover off any outstanding conditions and work towards settlement.

5. Legal documentation

Our in-house solicitor and legal executive will prepare the legal documentation and work with your solicitor to confirm the settlement date and agree timeframes for executing the loan documents.

6. Settlement

Once the paperwork has been finalised, we’ll transfer the funds.

We have been known to settle within 48 hours of the application first being made.

Frequently Asked Questions

At Cressida we aim to quickly form a commercial view on a transaction and take a flexible and personalised approach to lending which is not possible with a major bank.

Give any of our Lending managers a call, text message, or email. They are highly experienced property professionals and can provide direct feedback and indicative terms straight away.

We have a wide range of clients including property investors, property developers, business owners, and people who need a flexible finance solution quickly to move forward.

Our lending includes residential development such as townhouses and house construction projects, commercial development projects, commercial and residential investment property acquisition, land subdivision, section finance, completed stock funding, and bridging scenarios where two settlements don’t quite line up.

A high level understanding of your background, the purpose of the funding and repayment strategy is a good starting point. Address and relevant details of the security property and, if there’s a project involved, then just let us know how things are going with resource and building consents.

Generally we don’t require a registered valuation. Our highly experienced team can quickly form an evidence based view on a property’s value range. This saves time and money.

Typically we will not require a quantity surveyor and, while pre-sales are a positive for any project, they are not a requirement either.

Yes, we understand that at the end of a project cash flow is king. We regularly do equity releases / partial discharges on request from our clients.

Yes, we’re more interested in the project or your plan than your current income position. If it makes sense to you then chances are it does to us as well.

We offer our clients the option to either service the loan interest or capitalise it to the loan account and pay this when the loan is repaid.

Our rates are market leading – to get the most accurate up to date rates just call one of our Lending Managers.

From 3 months up to 36 months.

Yes, Cressida is a registered Financial Service Provider and is a member of the Financial Dispute Resolution Service. More details on this service can be found at www.fdrs.org.nz

Why Partner with Cressida?

When it comes to property, experience counts. We’ve been in business for 22 years, providing tailored finance solutions when the banks won’t.

With thousands of transactions and billions of dollars advanced, our reputation has been built on understanding our customers’ circumstances, projects, and unique
needs.

Cressida can support your success with fast, flexible finance at market leading rates. All our loan offers are credit approved and funding is pre-allocated, so if you need to settle quickly we can too.

Immediate responses and fast settlement

Finance solutions tailored to your needs

Hugely experienced and professional team

Market leading rates

20+ years in business