DEVELOPMENT & CONSTRUCTION

Trusted by Chinese Property Developers for over 20 years

At Cressida, we specialise in construction funding for developers across Auckland, Hamilton, Tauranga, and Christchurch. Our team provides fast, structured decision-making for experienced developers, delivering short-term construction loans and refinancing solutions designed to keep your projects moving efficiently. Whether you’re acquiring land, building, or preparing for sell-down, we can tailor a funding solution to your needs.

Who We Work With

We work with property developers, investors, and builder developers who are focused on commercial property projects. We are proud to partner with agencies such as NZCBIA, providing support for projects that require specialist funding solutions. Please note, we do not provide consumer home loans — our expertise lies in professional property development.

Construction Funding Overview

Our construction funding solutions cover the full lifecycle of a project, from land acquisition and construction to eventual sell-down. We carefully assess each project, evaluating feasibility, developer experience, the structure of the build contract, and the planned exit strategy. Based on this assessment, we provide staged drawdown funding linked to QS reporting milestones, flexible loan structures, and competitive short-term rates to ensure your project remains financially efficient and on track.

Construction Refinance

Sometimes projects require refinancing either during construction or after completion. Whether a bank term is expiring, sell-down timing has been extended, or additional working capital is needed, we can provide a solution. Our team works with you to restructure funding in a way that maintains project momentum and financial flexibility.

Every development project is different. Talk to our team about a funding solution tailored to yours.

Talk to us today

Cressida has a long and proud history of supporting the Chinese property community. Warren and Naomi are fluent Mandarin speakers, ready to discuss your project directly.

Warren Law

Senior Lending Manager
+64 21 483 666
Email | LinkedIn

Naomi Yueh

Senior Lending Manager
+64 21 912 006
Email | LinkedIn

REQUEST A CALL-BACK

To request a call-back, just leave your name and contact details. Warren or Naomi will be in touch within one working day.

Frequently Asked Questions

At Cressida we aim to quickly form a commercial view on a transaction and take a flexible and personalised approach to lending which is not possible with a major bank.

Give any of our Lending managers a call, text message, or email. They are highly experienced property professionals and can provide direct feedback and indicative terms straight away.

We have a wide range of clients including property investors, property developers, business owners, and people who need a flexible finance solution quickly to move forward.

Our lending includes residential development such as townhouses and house construction projects, commercial development projects, commercial and residential investment property acquisition, land subdivision, section finance, completed stock funding, and bridging scenarios where two settlements don’t quite line up.

A high level understanding of your background, the purpose of the funding and repayment strategy is a good starting point. Address and relevant details of the security property and, if there’s a project involved, then just let us know how things are going with resource and building consents.

Generally we don’t require a registered valuation. Our highly experienced team can quickly form an evidence based view on a property’s value range. This saves time and money.

Typically we will not require a quantity surveyor and, while pre-sales are a positive for any project, they are not a requirement either.

Yes, we understand that at the end of a project cash flow is king. We regularly do equity releases / partial discharges on request from our clients.

Yes, we’re more interested in the project or your plan than your current income position. If it makes sense to you then chances are it does to us as well.

We offer our clients the option to either service the loan interest or capitalise it to the loan account and pay this when the loan is repaid.

Our rates are market leading – to get the most accurate up to date rates just call one of our Lending Managers.

From 3 months up to 36 months.

Yes, Cressida is a registered Financial Service Provider and is a member of the Financial Dispute Resolution Service. More details on this service can be found at www.fdrs.org.nz

Why Partner with Cressida?

When it comes to property, experience counts. We’ve been in business for over 20 years, providing tailored finance solutions when the banks won’t.

With thousands of transactions and billions of dollars advanced, our reputation has been built on understanding our customers’ circumstances, projects, and unique
needs.

Cressida can support your success with fast, flexible finance at market leading rates. All our loan offers are credit approved and funding is pre-allocated, so if you need to settle quickly we can too.

Immediate responses and fast settlement

Finance solutions tailored to your needs

Hugely experienced and professional team

Market leading rates

20+ years in business