WHY CRESSIDA CAPITAL?

Your property
finance partner

At Cressida, we cut through the noise to deliver straightforward, cost-effective lending solutions.

No unnecessary valuations, no pre-sale hurdles, and no one-size-fits-all approach.

Just smart, timely funding tailored to your project.

We’re here to help you succeed

WHAT SETS US APART?
  1. We answer calls and respond to enquiries quickly.
  2. We tailor every solution to your specific needs.
  3. We build relationships, not transactions.
  4. We offer market leading rates.
  5. We support you through the full project lifecycle — from acquisition to construction and sell-down.
  6. We also bring deep development expertise to the table. We’ll review your consents, plans and costings — offering a real-world sense check before you commit.

Above all, we are committed to outstanding customer service and helping our clients to realise their property goals.

The Cressida Difference

We’re not a bank. That’s good news.

Speed

Quick response and settlement

Immediate feedback – workshop a deal quickly with a Lending Manager via phone or e-mail

Same day credit approved finance offers

In-house legal team facilitates rapid turnaround of documentation and settlements

Flexibility

Tailored, client based solutions

Client focussed lending approach

Broad credit policy so we that we can try to make deals work

A member of our experienced team looks at every deal

Straightforward

Non-CCCFA and the option to capitalise interest means not having to demonstrate servicing in any great depth

For construction loans, a quantity surveyor and pre-sales and a registered valuation are typically not required

Stability

Over 20 years in the industry

New Zealand-owned company with 20+ years lending to property investors and developers

Committed to our clients, with the stability you can count on

Team

Our experienced team of professionals brings decades of property finance expertise to every deal. We’ve seen the market cycles, understand the complexities, and know how to navigate them.

With Cressida, you’re working directly with senior decision-makers who offer clear guidance, sharp turnaround times, and funding solutions that reflect real-world experience.

Market leading rates

Our pricing is transparent, tailored, and designed to give you the edge when timing and margins matter most.

Lending Managers

We’re here to help you succeed

Call Warren, Naomi, or Andrew today to discuss your funding needs.

Warren Law

Senior Lending Manager
+64 21 483 666 | Email | LinkedIn

Andrew Stevenson

Lending Manager
+64 27 700 2708 | Email | LinkedIn

Naomi Yueh

Senior Lending Manager
+64 21 912 006 | Email | LinkedIn

Frequently Asked Questions

At Cressida we aim to quickly form a commercial view on a transaction and take a flexible and personalised approach to lending which is not possible with a major bank.

Give any of our Lending managers a call, text message, or email. They are highly experienced property professionals and can provide direct feedback and indicative terms straight away.

We have a wide range of clients including property investors, property developers, business owners, and people who need a flexible finance solution quickly to move forward.

Our lending includes residential development such as townhouses and house construction projects, commercial development projects, commercial and residential investment property acquisition, land subdivision, section finance, completed stock funding, and bridging scenarios where two settlements don’t quite line up.

A high level understanding of your background, the purpose of the funding and repayment strategy is a good starting point. Address and relevant details of the security property and, if there’s a project involved, then just let us know how things are going with resource and building consents.

Generally we don’t require a registered valuation. Our highly experienced team can quickly form an evidence based view on a property’s value range. This saves time and money.

Typically we will not require a quantity surveyor and, while pre-sales are a positive for any project, they are not a requirement either.

Yes, we understand that at the end of a project cash flow is king. We regularly do equity releases / partial discharges on request from our clients.

Yes, we’re more interested in the project or your plan than your current income position. If it makes sense to you then chances are it does to us as well.

We offer our clients the option to either service the loan interest or capitalise it to the loan account and pay this when the loan is repaid.

Our rates are market leading – to get the most accurate up to date rates just call one of our Lending Managers.

From 3 months up to 36 months.

Yes, Cressida is a registered Financial Service Provider and is a member of the Financial Dispute Resolution Service. More details on this service can be found at www.fdrs.org.nz

Why Partner with Cressida?

When it comes to property, experience counts. We’ve been in business for 22 years, providing tailored finance solutions when the banks won’t.

With thousands of transactions and billions of dollars advanced, our reputation has been built on understanding our customers’ circumstances, projects, and unique
needs.

Cressida can support your success with fast, flexible finance at market leading rates. All our loan offers are credit approved and funding is pre-allocated, so if you need to settle quickly we can too.