Cressida works with the people who make property happen.

Cressida offers residential and commercial construction funding options, including single and multi-unit residential projects, commercial builds, and major refurbishments or fit outs.

We aim to minimise our conditions. This means pre-sales, quantity surveyors, or valuations are typically not required.

We recognise many people fall outside the tick-box criteria of the major banks. We lend to clients with irregular incomes like the self-employed, contract workers, and those with offshore income.

Interest-only or capitalised interest payment options are available to support cashflow, and a return to mainstream lending in time.

Refinancing your construction funding with a sell down facility allows developers time to market and sell their completed stock without the stress of construction finance costs. We also provide for partial settlements, enabling the developer to retain a portion of sales proceeds for liquidity and to meet GST obligations.

Capitalised interest also helps smooth cashflow and maintain focus on delivering sales. It’s a smart way to preserve profit margins and momentum in the final stage of a project.

Sell down facilities are typically 6 – 12 months with LVRs up to 75%.

Get from where you are to where you want to be. Bridging finance is ideal where time is critical, such as buying a new property before your existing property is sold,
or while waiting for bank funding to be confirmed.

Loan terms from as short as 3 months, interest is often capitalised, and urgent settlements are our speciality.

We help our clients unlock equity in existing property assets to to fund a new project or business opportunity.

Whether it’s acquiring another property, purchasing a business, or boosting working capital, our solutions are designed to support growth when timing matters most.