Build-to-Rent Construction Loan

Why Cressida?

This client wasn’t looking for complexity, they were looking for certainty.

They had a straightforward project and a clear long-term plan: add six new units to their investment portfolio, then refinance with their bank post-completion. But while the bank was happy to take over the debt on completion, it wasn’t willing to fund the construction phase.

That’s where Cressida stepped in.

We engaged early, met with both the borrower and their builder, and tailored a funding structure that gave the client confidence to proceed well before their own cash reserves were exhausted. Our involvement provided the financial assurance they needed to move forward.

The Cressida Solution

We funded the project on a GST-inclusive basis, recognising this was a long-term investor, not a developer. The progress drawdown structure was agreed collaboratively, ensuring transparency and alignment on how and when funds would be disbursed.

With funding certainty locked in, the client could focus on building, not chasing paperwork.

Get your project moving quickly and easily.