100% Funding via Residential Equity

When a commercial asset looks “unbankable”, we look at the bigger picture. This week, we bypassed property-level hurdles to deliver a seamless funding solution for a client’s latest acquisition.

The Scenario:

• The Asset: A commercial building acquisition with partial vacancy, informal tenancies, and restrictive heritage overlays.
• The Problem: No valuation and zero appetite from traditional lenders due to the “messy” profile of the site.

The Cressida Solution:

We didn’t let the heritage overlays or lack of leases stop the deal. Instead, we leveraged the equity in the client’s residential portfolio to unlock the capital required.

• LVR: Nearly 100% of the purchase price funded.
• Security: Cross-collateralised against existing residential assets.
• Exit: Defined sale of properties.

The Bottom Line:

If your client has equity in other properties, the condition of the target asset shouldn’t be a deal-breaker. We provide the flexibility to bridge the gap when traditional funders say no.

Got a complex deal? Let’s workshop it today.